Debarag Banerjee is Chief AI and Data Officer at L&T Finance, where he leads a 150+ person organization building production AI across credit, risk and GenAI to scale a ~$10B lending portfolio serving 10M+ borrowers. A Stanford PhD and AI pioneer with 15 patents and two successful startup exits, he has driven large-scale AI transformations across global enterprises including Intel, Samsung, Jio, Agoda/Booking Holdings and Flipkart/Myntra.